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Learn more about our banking services.

Checking Accounts

We have a checking account that is just right for you! And, we make it easy to close your old account and open a new one at First Farmers

 

First Farmers State Bank has chosen to participate in the transaction account gurantee component of the FDIC Temporary Liquidity Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction deposit accounts at our participating FDIC-insured institution, including all personal and business checking deposit accounts that do not earn interest, are fully insured for the entire amount in the deposit account. This is in addition to current FDIC insurance of up to $250,000 per depositor through December 31, 2013.

 

The FDIC is including in the definition of a non-interest bearing transaction account:NOW (interest bearing) accounts with interest rates no higher than .50 percent (as of January 1, 2009 and committed through June 30, 2010). Please see a Personal Banker or go to the FDIC's website at http://www.fdic.gov/deposit/deposits/insured/index.html



Invest or Save

If you are looking to save, at First Farmers you have your choice of money market, savings, certificates of deposit and IRA’s.

 

First Farmers State Bank has chosen to participate in the transaction account gurantee component of the FDIC Temporary Liquidity Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction deposit accounts at our participating FDIC-insured institution, including all personal and business checking deposit accounts that do not earn interest, are fully insured for the entire amount in the deposit account. This is in addition to current FDIC insurance of up to $250,000 per depositor through December 31, 2013.

 

 

The FDIC is including in the definition of a non-interest bearing transaction account:NOW (interest bearing) accounts with interest rates no higher than .50 percent (as of January 1, 2009 and committed through June 30, 2010). Please see a Personal Banker or go to the FDIC's website at http://www.fdic.gov/deposit/deposits/insured/index.html for more information.



Loans

We offer a wide variety of loans, including mortgages, home equity, home improvement, personal and auto loans.  Your need is unique to your situation. Our experienced loan officers help determine the type of loan which will work best for you. Our convenient banking hours offer flexibility to fit all of your banking needs! 

 

Don't have time to stop in but want to get started on your loan application? Click here to access our online mortage application. Complete the "paperwork" anytime that is convenient for you. We'll contact you after we receive the application electronically. It's that simple!

 

Note: If you are seeking a mortgage for property located more than 50 miles outside of our service area, please contact us prior to completing an online application.



Fraud and Security Alerts

First Farmers State Bank takes proactive measures to protect our customers from fraud and other security issues. We strongly encourage you to visit this website for the latest alerts.



Investment Services

We help provide direction with numerous investment options.

 

Our web site provides links to other web sites for convenience and informational purposes only. By accessing these links you will be leaving First Farmers State Bank’s website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy policies of First Farmers State Bank’s website. We encourage you to read and evaluate the privacy policies on the site you are entering.