April 6-12 marks Community Banking Week!
First Farmers is proud to be a locally owned and independent community bank. With …
We offer a wide variety of loans, including mortgages, home equity, home improvement, personal and auto loans. Your needs are unique, and our experienced loan officers will help determine the type of loan that will work best for you.
Our convenient banking hours offer flexibility to fit all of your banking needs! Don't have time to stop in but want to get started on your loan application? Click here to access our online mortage application. Complete the "paperwork" anytime that is convenient for you. We'll contact you after we receive the electronic application -- it's that simple!
Our lending officers will make appointments outside of the normal banking hours to fit your busy schedule.
|FIXED RATE MORTGAGE||
We offer competitive, fixed rate mortgages for home purchases or refinancings.
|ADJUSTABLE RATE MORTGAGE||We offer competetive, adjustable rate products. Certain circumstances can make adjustable rate mortgages an attractive alternative to fixed rate products. Contact us to discuss.|
These loans are a great way to finance home improvements, college costs, vehicle purchases and debt consolidation. This loan has an installment payment feature. Check with your tax consultant for tax benefits.
|HOME EQUITY LOAN||Check out the flexibility and convenience of our revolving line of credit. It leverages the borrowing power of your assets. We will bill you monthly for the accrued interest on this loan. Typical length of time is 10 years. Check with your tax consultant for tax benefits.|
Consumer loans are available for a wide variety of worthwhile purchases including autos, boats and other personal expenses, with repayment terms set to meet your budget.
Note: If you are seeking a mortgage for property located more than 50 miles outside of our service area, please contact us prior to completing an online application.
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