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Customer Focused.

RATED 5 STARS FOR 18 STRAIGHT QUARTERS BY BAUER FINANCIAL, INC.

We are closed today for Memorial Day.

We will reopen tomorrow with regular hours.

Competitive Rates

First Farmers State Bank has competitive rates designed to fit exactly what you're looking for.

Deposit Rate Specials

Effective Date: June 17, 2019  |  Rates are subject to change

First Rate Specials1

Time Certificates of Deposit2

38 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $225,000  1.95%  1.94%
 $50,000  2.05%  2.03%
 $10,000  1.90%  1.89%

27 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $225,000  1.95%  1.94%
 $50,000  2.00%  1.99%
 $10,000  1.90%  1.89%

16 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $225,000  2.05%  2.03%
 $50,000  2.15%  2.13%
 $10,000  1.95%  1.94%

 

14 Months (CONSUMER ONLY) Min. Opening Deposit: $10,000 (NEW MONEY)

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $225,000  2.20%  2.18%
 $50,000  2.20%  2.18%
 $10,000  2.20%  2.18%

10 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $225,000  2.00%  1.99%
 $50,000  2.10%  2.08%
 $10,000  1.95%  1.94%

 

1 - First Rate Specials will renew at the Traditional Time Certificate of Deposit rates and terms as outlined in account disclosures
2 - A penalty will be imposed for early withdrawal
3 - APY assumes interest will remain on deposit, capitalizing quarterly

Mortgage Rates

Effective Date: June 14, 2019  |  Rates are subject to change

Type Rate APR
30 Year Conventional Fixed 4.000% 4.020%
20 Year Conventional Fixed 4.000% 4.028%
15 Year Conventional Fixed 3.625% 3.660%
Home Equity Line of Credit 5.500% 5.500%

News You Need to Know

Filthy Rich? How About Dirty Money?!

We all know money is dirty, but just HOW dirty? And what forms of payment are the worst?

Listen to Brian Davis' Central IL Farm Network Interview

Brian was recently interviewed on the CIFN broadcast. We have the entire audio recording available for you to listen!

CBAI Announces 2nd Place Scholarship Contest Winner

Congrats to Olympia High School senior Hannah Birkey for her award-winning essay!

Get Your FREE CREDIT REPORTS!

But be sure you get them from THE ONLY official source.

First Farmers Offers Text Fraud Alerts!

Beginning Monday, September 24, we will alert you by text if we suspect your debit card was used in a fraudulent transaction.

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Member FDIC Equal Housing Lender