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Employee Owned.
Customer Focused.

First Farmers State Bank puts your financial goals within reach.

Photo credit: Tom's Photography (Country road in rural Bloomington)

Competitive Rates

First Farmers State Bank has competitive rates designed to fit exactly what you're looking for.

Mortgage Rates

Effective Date: May 21, 2018  |  Rates are subject to change

Type Rate APR
5/5 Adjustable Rate Mortgage 2nd Lien 4.25% 4.396%

Deposit Rate Specials

Effective Date: May 21, 2018  |  Rates are subject to change

First Rate Specials1

Time Certificates of Deposit2

10 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $10,000  1.15%  1.15%
 $50,000  1.25%  1.24%
 $225,000  1.20%  1.19%

 

14 Months (CONSUMER ONLY) Min. Opening Deposit: $10,000 (NEW MONEY)

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $10,000  1.75%  1.74%
 $50,000  1.75%  1.74%
 $225,000  1.75%  1.74%

16 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $10,000  1.30%  1.29%
 $50,000  1.50%  1.49%
 $225,000  1.40%  1.39%

27 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $10,000  1.40%  1.39%
 $50,000  1.65%  1.64%
 $225,000  1.45%  1.44%

38 Months Min. Opening Deposit: $10,000

Min. Balance for APY Annual Percentage Yield3 Interest Rate
 $10,000  2.00%  1.99%
 $50,000  2.20%  2.18%
 $225,000  2.10%  2.08%

1 - First Rate Specials will renew at the Traditional Time Certificate of Deposit rates and terms as outlined in account disclosures
2 - A penalty will be imposed for early withdrawal
3 - APY assumes interest will remain on deposit, capitalizing quarterly

News You Need to Know

We Will Be Closed Memorial Day

All First Farmers State Bank locations will be closed on Monday, May 28 in observance of Memorial Day.

New Regulation Affects Legal Entities Opening New Accounts

Effective May 11, all banks will be required to collect appropriate identifying information and documentation on 'beneficial owners'.

First Farmers Now Offers Apple Pay and Android Pay!

Enter your First Farmers card info into the app for your phone and make payments easily!

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Member FDIC Equal Housing Lender