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Competitive Rates
First Farmers State Bank has competitive rates designed to fit exactly what you're looking for.
Deposit Rate Specials
Effective Date: June 8, 2021
| Rates are subject to change
First Rate Specials1
Time Certificates of Deposit2
27 Months Min. Opening Deposit: $10,000
| Min. Balance for APY | Annual Percentage Yield3 | Interest Rate |
|---|---|---|
| $225,000 | 0.50% | 0.50% |
| $50,000 | 0.50% | 0.50% |
| $10,000 | 0.50% | 0.50% |
14 Months
| Min. Balance for APY | Annual Percentage Yield3 | Interest Rate |
|---|---|---|
| $225,000 | 0.35% | 0.35% |
| $50,000 | 0.35% | 0.35% |
| $10,000 | 0.35% | 0.35% |
1 - First Rate Specials will renew at the Traditional Time Certificate of Deposit rates and terms as outlined in account disclosures
2 - A penalty will be imposed for early withdrawal
3 - APY assumes interest will remain on deposit, capitalizing quarterly
Mortgage Rates
Effective Date: March 26, 2021 | Rates are subject to change
| Type | Rate | APR |
|---|---|---|
| 30 Year Conventional Fixed | 4.125% | 4.145% |
| 20 Year Conventional Fixed | 4.250% | 4.278% |
| 15 Year Conventional Fixed | 3.375% | 3.410% |
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