Loans & Credit

First Farmers State Bank ranked number 2 Ag Lending Bank In Illinois. Ranked number 13th in the world. Awarded by Independent Banker.

Loans and Lines of Credit for Your Farm

First Farmers State Bank is invested in your farm’s success. For over 145 years, we have served your fellow Central Illinois producers by helping them simplify and manage their farm's finances and preparing them for the future.

We provide financing options for:

  • Agriculture Real Estate
  • Agriculture Equipment Loans/Leases
  • Agriculture Operating Loans

First Farmers State Bank is a participating Farmer Mac Lender!

Our ag loans are specialized to cater to the specific needs of your farm. 

Farm equipment shed, silo and barn on a sunny day

Additional Services

Farm Management Services

Our experienced farm managers can help ease the difficult challenges you face as a landowner. We offer a wide range of services including:

  • Farm Operations Analysis
  • Written Lease Origination and Implementation
  • Tenant Placement and Management
  • Accounting
  • Consultation on:
    • Production
    • Agronomy
    • Conservation Practices
    • Maintenance
    • Grain Marketing

Loan Payment Calculator

Estimate your expected monthly payments with the First Farmers loan calculator. Adobe Flash Player is required.

Meet Our Ag Lending Team

Our team of ag lenders has considerable banking and farming backgrounds, and they are ready to put their experience and expertise to work for you.

Matt Allen

Matt Allen



Joe Conroy

Joe Conroy



Brian Davis

Brian Davis



Member FDIC Equal Housing Lender