Loans & Credit

First Farmers State Bank ranked number 2 Ag Lending Bank In Illinois. Ranked number 13th in the world. Awarded by Independent Banker.

Loans and Lines of Credit for Your Farm

First Farmers State Bank is invested in your farm’s success. For over 145 years, we have served your fellow Central Illinois producers by helping them simplify and manage their farm's finances and preparing them for the future.

We provide financing options for:

Agriculture Real Estate
Agriculture Equipment Loans/Leases
Agriculture Operating Loans

First Farmers State Bank is a participating Farmer Mac Lender!

Our ag loans are specialized to cater to the specific needs of your farm.

Farm equipment shed, silo and barn on a sunny day

Additional Services

Farm Management Services

Our experienced farm managers can help ease the difficult challenges you face as a landowner. We offer a wide range of services including:

Farm Operations Analysis
Written Lease Origination and Implementation
Tenant Placement and Management
Accounting
Consultation on:
- Production
- Agronomy
- Conservation Practices
- Maintenance
- Grain Marketing