People have different situations and purchasing needs, and financing them requires more than a one-size-fits-all approach. First Farmers State Bank works to tailor financing solutions that work for you.
Mortgage & Consumer Loans
Fixed Rate Mortgages
We offer competitive, fixed rate mortgages for home purchases or refinancing.
Adjustable Rate Mortgages
Certain circumstances can make adjustable rate mortgages an attractive alternative to fixed rate products. Contact us to discuss our competitive adjustable rate products.
Consider a second mortgage to finance home improvements, vehicle purchases and debt consolidation. This loan has an installment payment feature. Check with your tax consultant for tax benefits.
Home Equity Lines of Credit (HELOC)
Leverage the borrowing power of your assets. We will bill you monthly for the accrued interest on this loan. Typical length of time is 10 years. Check with your tax consultant for tax benefits.
Available for a wide variety of purchases including autos, boats and other personal expenses, with repayment terms set to meet your budget.
Visa Rewards Platinum Credit Card
Our Visa® Rewards Platinum credit card offers hometown convenience, worldwide acceptance and great benefits! Three great options all from the bank you know best:
(Unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.)
Cash Rewards Platinum
(Earn 1% cash back on all net purchases. Cash rewards never expire.)
(No penalty APR and competitive rates.)
Enjoy the following features with all of the above options:
- Competitive Rates*
- Manage your account online and go paperless at MyCardStatement.com
- Chip Card Security
- Fraud Monitoring and Zero Fraud Liability
- SecurLOCKTM Email and Text Fraud Alerts
- Mobile Payments
- Personal service from people you know